Saturday, October 24, 2026 · No. 28Published by HJITM · 한국어 ·

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Analysts Say Fears of AI Agents Disrupting Bank Deposits Are Overblown

Original headline: AI agents could disrupt bank deposits. Why Wall Street may be overreacting

Analysts argue that concerns about AI agents destabilising bank deposits are exaggerated for now. They note that no concrete threats have materialised and warn that market overreaction could cause unnecessary volatility.

Overstating AI agents' impact may fuel needless turbulence in financial markets.

Research angleHow does the adoption of AI agents affect bank customers' deposit decisions? — Technology Acceptance Model (TAM)

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This item is an AI-generated summary of reporting by CNBC. Please check the original article for accuracy. Copyright in the original article belongs to CNBC.